Changelog
What's new at Merieva
We ship steadily — new tools, improvements, and fresh guides. Newest first.
- Article
Dividend Yield vs. Dividend Growth
A high yield pays you more today; a fast-growing dividend can pay you more later. What each number really measures, how to spot a yield trap, how dividends are taxed, and where they fit in your total return.
Take a look - Article
What Your Reseller Inventory Is Really Costing You
The plain math on unsold inventory — the four costs stacked inside every unsold item, what a $40 sale actually nets on eBay and Etsy, and the sell-through number that separates a business from a pile.
Take a look - Article
The Rule of 55 — a cornerstone guide
Leave your job in or after the year you turn 55 and your 401(k) may be reachable without the 10% penalty. The whole rule, including the calendar-year test, the plan-document trap, and the one rollover that destroys the exemption permanently.
Take a look - New Product
Roth Conversion Navigator 1.0
How much should you convert to Roth this year? A full 2026 federal tax engine shows the real bracket, Social Security impact, IRMAA risk, and effective rate — before you touch your IRA.
Take a look - New Product
Legacy Navigator 1.0
Everything your family would need to find — accounts, documents, and wishes — organized in one private place, before they ever have to ask.
Take a look - Platform
Two free calculators, right in the browser
A compound interest calculator and a retirement gap calculator, both free and no sign-up. Everything updates as you type and nothing is sent anywhere — the math runs entirely in your browser.
Take a look - Update
Privacy First, stated plainly
Every product card and page now carries a Privacy First badge, and the homepage says the quiet part out loud: no cloud, no SaaS, no account. Your data stays on your computer because the workbooks never leave it.
- Platform
The free resource library is complete
Six free downloads, no email required: a starter budget worksheet, a financial health checklist, an emergency fund quickstart, a retirement account cheat sheet with 2026 IRS limits, a debt payoff quickstart, and an eBay & Etsy fee cheat sheet.
Take a look - Platform
Merieva launches with the Navigator Series
Merieva goes live with six Excel workbooks: Retirement Navigator (Individual & Couples Editions), Dividend Portfolio Navigator, Budget & Debt Navigator, Side Hustle Navigator, and Reseller Navigator — plus three money-saving bundles.
- New Product
Retirement Navigator — Couples Edition 1.0
Retirement planning built for two: joint projections, Social Security coordination for both spouses, RMDs, Roth conversions, and stress tests — designed for couples planning retirement after 50.
Take a look - New Product
Retirement Navigator — Individual Edition 1.0
A complete, private retirement workbook for one person — year-by-year projections, Monte Carlo stress testing, and a printable advisor-ready summary.
Take a look - New Product
Dividend Portfolio Navigator 1.0
Your retirement income command center: projected monthly dividend income, payment calendar, DRIP simulation, and portfolio scenarios.
Take a look - New Product
Budget & Debt Navigator 1.0
Four budgeting methods, snowball & avalanche debt payoff, and a Savings Center full of challenges — one complete personal finance system.
Take a look - New Product
Side Hustle Navigator 1.0
The operating system for your side business: income streams, clients, invoices, expenses, mileage, and tax estimates in one dashboard.
Take a look - New Product
Reseller Navigator 1.0
Run your reselling business from one workbook — 7-stage inventory pipeline, automatic profit and fees, mileage, and print-ready tax reports.
Take a look