Free resources
Useful things, free forever
Checklists, worksheets, and guides you can download today. We lead with education — the paid tools are there when you want to go deeper.
Starter Budget Worksheet
A one-page monthly budget to get started in fifteen minutes. Our most popular free download.
Worksheet · PDF (fillable + printable)
Annual Financial Health Checklist
Twenty-five checkpoints across savings, debt, insurance, and retirement — a once-a-year physical for your money.
Checklist · PDF
Emergency Fund Quick-Start Guide
The milestone ladder explained, plus where to keep the money and how to automate deposits.
Guide · PDF
Retirement Accounts Cheat Sheet
401(k), IRA, Roth, HSA — limits, tax treatment, and withdrawal rules on one printable page.
Reference Sheet · PDF
Debt Payoff Quick-Start Guide
Snowball vs. avalanche explained, with a worksheet to list your debts and pick a strategy today.
Guide · PDF
eBay & Etsy Fee Cheat Sheet
Current platform fee structures side by side, so you can quote your real costs from memory.
Reference Sheet · PDF
Interactive calculators — coming soon
Compound Interest Calculator
An interactive calculator for contributions, time horizons, and growth scenarios.
Retirement Gap Calculator
The 20-minute retirement self-check from our Learning Center, automated.
The Financial Glossary
Every money term that matters, defined in plain English — from APR to zero-based budgeting. Bookmark it; jargon never wins here.